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Multi-Factor Authentication for Consumer Apps

Multi-Factor Authentication (MFA) is a security framework that requires users to verify their identity through two or more independent authentication factors - combining something they know, have, or are - to dramatically reduce unauthorized access.

Add a second factor for sensitive accounts and actions - email or SMS OTP, authenticator apps (TOTP), or passkeys - without adding friction to everyday login. Available on Business Pro and Enterprise.

Multi-Factor Authentication

Key Features

Secure and reliable multi-factor authentication with modern, passwordless options.

Customizable Authentication Methods

Choose from Email and SMS OTP, authenticator apps (TOTP), magic links, and passkeys (Face ID or fingerprint via WebAuthn)

Adaptive MFA Options

Challenge users based on risk (High, Medium, Low) - adaptive MFA is available on Enterprise

High-Security Deviceless MFA

Passwordless experience that’s secure, simple, and flexible

Easy & Fast Integration

Deploy in hours, not months, with SDKs in 22+ languages

Credential Theft Protection

Guard against identity theft and account takeovers with advanced MFA layers

Step-Up for Sensitive Actions

Ask for a second factor before payments, profile changes, or account recovery

How Multi-Factor Authentication Works

A secure, passwordless authentication process in three simple steps

  1. User Login Request

    User initiates login using their identifier (email or username) on your platform

  2. Authentication Challenge

    User completes a second factor such as an OTP, an authenticator code, a magic link, or a passkey

  3. Verification Success

    Once verified, the user is securely logged in without the need for a password

How Multi-Factor Authentication Works

Simple Integration

Implementing MFA with MojoAuth is seamless. Deploy in hours, not months, and secure your app with industry-standard methods like email OTP, Magic Link, or WebAuthn.

  • Deploy in hours, not months
  • SDKs in 22+ languages
  • Full documentation
  • Developer-friendly APIs
View implementation guide
index.html
<!DOCTYPE html>
<html>
  <head>
    <title>MojoAuth Phone OTP + Dummy MFA</title>
    <script charset="UTF-8" src="https://cdn.mojoauth.com/js/mojoauth.min.js"></script>
  </head>
  <body>

    <h2>Phone OTP Login + MFA Demo</h2>
    <div id="mojoauth-passwordless-form"></div>

    <script>
      const mojoauth = new MojoAuth("Your MojoAuth API Key", {
        language: "en",
        redirect_url: "https://yourwebsite.com/callback",
        source: [{ type: "phone", feature: "otp" }]
      });

      // Start Phone OTP Sign-in
      mojoauth.signIn().then(response => {
        console.log("Phone OTP Response:", response);

        if (response && response.access_token) {
          // ✅ First factor success
          alert("Phone OTP verified. Now perform MFA step.");

          // ➡️ Dummy MFA step (e.g. TOTP code prompt)
          const mfaCode = prompt("Enter your MFA TOTP Code (dummy input for now):");

          // Simulate verifying TOTP code
          if (mfaCode === "123456") {  // replace with real backend call in production
            alert("MFA verification successful! Redirecting to dashboard...");
            window.location.href = "/dashboard";
          } else {
            alert("MFA verification failed. Access denied.");
          }
        }

      }).catch(error => {
        console.error("Phone OTP Authentication Error:", error);
      });
    </script>

  </body>
</html>

Benefits of MFA

Why businesses and users choose MFA

For Businesses


  • No password overhead
  • Reduced takeover fraud
  • Time-limited codes for added security
  • Works with existing email infra
  • Easy setup & maintenance
  • Actionable analytics & insights

For Users


  • No passwords to remember
  • Familiar, email-based login
  • Secure for sensitive accounts
  • Works on all devices
  • Seamless user experience
  • Lower risk of credential theft

Frequently Asked Questions

Ready to implement secure MFA for your users?

Join forward-thinking companies enhancing account protection and reducing fraud with MojoAuth passwordless authentication.

Call +1-844-321-AUTH