Onboarding Drop-off
Long signup forms and password rules lose customers before they fund an account.
Passwordless authentication for Financial Services
Customers drop off at signup and call in for password resets. Let them sign in with passkeys, magic links, OTP or social login - and step up verification only when money moves.
Where passwords cost banks and fintechs
Every extra step in onboarding loses customers, and every stolen password is a potential account takeover.
Account Takeover
Reused and phished passwords give attackers direct access to customer money.
Transaction Security
High-value transactions need stronger verification without slowing down everyday use.
Regulatory Pressure
Strong customer authentication expectations (such as PSD2 SCA) have to fit a usable login.
Fraud Prevention
Stopping fraud while keeping the experience fast for legitimate customers.
How MojoAuth works for financial apps
One API for every passwordless method, with step-up verification where the risk is.
Passkeys
Customers sign in with Face ID or a fingerprint. Passkeys are phishing-resistant by design, so there is no password to steal.
Magic Link & Social Login
Fast onboarding with a one-click email link or Google, Apple and Facebook sign-in, so customers get to funding sooner.
Step-up OTP or passkey for high-value transactions
Ask for an OTP or a passkey confirmation only for transfers, payee changes and other sensitive actions.
OTP as a second factor
Add a one-time code as a second factor on top of any sign-in method. MFA is available on Business Pro and Enterprise.
Why Organizations Choose MojoAuth
- Phishing-resistant by default
- FIDO2/WebAuthn compliant
- Shorter signup flow
- No password to create or reset
- Extra verification only where it matters
- Email, SMS or authenticator app codes
- Audit trails for regulatory reporting
- Adaptive (risk-based) MFA on Enterprise
What you can count on
Platform numbers that apply to every MojoAuth customer, not industry-specific promises.
0%
Fewer password-reset support tickets
0M+
Authentication requests handled daily
0ms
Average API response time
0.0%
Uptime SLA on Business Pro (99.99% on Enterprise)
Going passwordless in a fintech app
What a typical rollout looks like for a digital bank or fintech app moving off passwords.
The Challenge
- Account takeover attempts using reused passwords
- Slow, password-heavy onboarding on mobile
- Pressure to add stronger verification for payments
The Results
80%Fewer password-reset tickets
2–3 wksTypical migration
HoursTo deploy, not months
200msAverage response time
The Solution
- Offered passkeys at signup and after every successful login
- Used magic links and social login to shorten onboarding
- Added step-up OTP or passkey confirmation for high-value transactions
- Kept password login during migration so no customer was locked out
Simple implementation for financial apps
Add every passwordless method and step-up verification to your web and mobile apps with one API.
- One API, Every Method — Passkeys, magic links, email and SMS OTP, social login and One Tap behind the same integration.
- Compliance — SOC 2 Type II and ISO 27001 certified, PCI DSS and GDPR compliant.
- Audit Logs — Reporting on authentication events for fraud review and regulatory reporting.
<!DOCTYPE html> <head> <script charset="UTF-8" src="https://cdn.mojoauth.com/js/mojoauth.min.js"> </script> </head> <body> <div id="mojoauth-passwordless-form"></div> <script> const mojoauth = new MojoAuth("Your MojoAuth API Key", { language: 'language_code', redirect_url: "your_redirect_url", source: [{ type: "email", feature: "otp" }], }) mojoauth.signIn().then(response => console.log(response)); </script> </body> </html>
Ready to go passwordless for your customers?
Faster onboarding, fewer reset calls and phishing-resistant sign-in - passkeys, magic links, OTP and social login on one API.
Call +1-844-321-AUTH